Financial Summary
A snapshot of your spending across every linked bank — top vendors, monthly trend, category and sector breakdown, and recurring charges.
The Summary tab (wallet icon on the side rail) rolls every transaction from your linked Plaid accounts into a single dashboard. It sits between the Purchases tab — which is scoped to the company you're currently viewing — and the rest of the panel.
What's on it
- Headline totals — number of transactions, total spend, and how many distinct vendors you've paid in the active window.
- Monthly spend — bar chart of total spend over the last six months.
- Top vendors — your five biggest vendors by spend in the window, with logos, transaction counts, and totals.
- Where your spend goes — donut breakdown by company sector (industries pulled from each vendor's catalog entry).
- By category — donut breakdown by Plaid's transaction category (Food & Drink, Travel, Subscription Services, etc.).
- Recurring vendors — anyone you've paid more than once in the last 60 days, sorted by frequency. A heuristic, not Plaid's official Recurring product.
The four buttons in the header — 30D / 60D / 90D / 180D — change the window for the totals, top vendors, and category / sector charts. Monthly spend always shows the last six months.
Where the data comes from
Everything is computed server-side from your plaid_transactions rows.
The endpoint sends back already-aggregated numbers — the panel never
loads the raw transactions for this view, so nothing sensitive sits in
the browser longer than it has to.
Spend is defined as positive Plaid amounts (money out of your account) that aren't pending. Refunds, salary deposits, and transfers between your own accounts don't count toward "spend" or "top vendors."
Reconnecting an expired bank
When Plaid invalidates a bank link — usually after a password change or a long stretch with no activity — the Summary tab shows a yellow Reconnect required banner at the top, listing each bank that needs attention. Click Reconnect on a row to open Plaid Link in update mode; sign in again and the bank's data resumes flowing within seconds.
The banner disappears automatically once every flagged bank is reconnected. If you ignore it, the rest of the Summary keeps working — it just won't include new transactions from the disconnected bank.
When the tab is hidden
The Summary tab only appears when:
- You're signed in to Teleperson, and
- At least one bank-link provider (Plaid or MX) is enabled in Admin → Features.
If both providers are turned off, the tab disappears from the rail. If they're enabled but you haven't linked a bank yet, the tab shows a brief empty-state pointing you to Add Company → Generate Hub.
Privacy & visibility
Your Summary is yours alone. Row-level security on plaid_transactions
means no other end user can see your numbers, and admins see only the
aggregated cross-customer breakdowns in
Admin → Insights → — never your
individual transactions.
Source code
FinancialSummaryTab.jsx— the React tab.get-user-financial-summary— the aggregation endpoint.
Related
- Generate Hub → — link a bank.
- Purchases → — per-company transactions on the page you're viewing.
- Company Hub → — review and accept companies discovered from your transactions.